Rameshwaram Group Blog

Approach a best home loan consultant in Ghaziabad for obtaining loan for your property, or a second housing loan or renovation, and extension of existing structures in Ghaziabad

Thu, 09 May 2019 15:39:43 +0530

These days, most of the people are generally seen taking loans for various purposes, whether it may be a home loan, educational loan, business loan or personal loan. It is seen that most of the times, they are often confused about which would be the best possible choice for them. If somebody is looking out for home loan for his or her house, building or apartment, then he or she should approach a home loan consultant for the same. A home loan consultant plays a crucial role for the better growth, development, and profit of an individual or any financial business organization.

Home loan consultants in Ghaziabad, Uttar Pradesh are very efficient and responsible for managing home loan applications and advising the prospective clients on various products and services offered in Ghaziabad which will be beneficial for the clients. Home loan consultants in Ghaziabad determine the financial condition of the clients and recommend them with the best possible solutions that fit the client’s needs. They also help the clients in obtaining a second housing loan or loan for renovation and extension of existing structures in Ghaziabad.

Key responsibilities handled by a best home loan consultant in Ghaziabad are as follows: -

• The consultant used to conduct profound research of the market and provides the opportunities to sell the products of the banks or financial organizations and find potential clients seeking home loans in Ghaziabad.

• He/she is well-efficient to analyze the financial status of the clients by collecting all the relevant personal and financial information.

• He/she provides thorough information about the products and services offered by banks or financial organizations in Ghaziabad to the clients and guide them on the most ideal financial option that will meet their requirements.

• The consultant ensures thorough verification of the obtained financial data in order to determine the creditability of the applicant.

• After the completion of data verification, the consultant determines the eligibility criteria of the loan applicant and determines whether the home loan should be approved or not.

• One the decision is taken by the consultant, the loan application is then sent to a higher management level for further processing.

• The home loan consultant makes sure that the applicant has understood all the terms and conditions involved while applying for a home loan.

• He/she ensures that all the queries related to the processing of loans have been answered.

• The consultant often used to maintain a professional and healthy relationship with the prospective clients in Ghaziabad which will prove to be of great help while selling cross-sectional additional financial services and products.

Buying a property for a common man can be a tough task. But with the help of a home loan consultant, this tough task can be made easy. If you want the best-suited home loan for you in Ghaziabad, a best home loan consultant in Ghaziabad can provide an answer to all your questions related to home loan and thus help you in getting the best property loan scheme in the location as per your needs out of the various available loan schemes. Thus, a home loan consultant provides assistance to the clients from the beginning to the disbursement of the loan.

Tips for Choosing the Best Property Up for Sale in Ghaziabad

Wed, 15 Jul 2020 16:57:59 +0530

If you are searching to purchase a home or even a building for your business, then the one thing that you need to do is check out some of the best properties for sale in Ghaziabad. There is a lot that you would want to consider when it comes to picking the right location to purchase, including the size, the price and much more. Keep reading to find out more information about how to make the right decision for all of your needs.

Tips to Help You Choose
There are going to be plenty of options in terms of property for sale in Ghaziabad, but you need to decide what you are looking for. Here are a few factors to consider, such as:
• Usage – Consider what the usage is going to be, including if it is going to be your family home or if you want to convert it into an office. This is important since if it is going to be your home, then there are going to be different things to consider.
• Location – Another thing that you might want to think about is the location that you are considering. Think about where it is going to be situated according to the other places you have to go in the city, including school, office, stores and much more.
• Price – Another factor that you would need to think about is the price, so consider just how much you are willing to spend on the best property for sale. Determine what your budget is and then find something that is within that budget to ensure you are going to be able to pay for it.
• Size – You are also going to want to think about the size of the home and you should consider how many rooms you would need to have. This is important based on the size of your family and if you are planning to stay there for a long period or if you want to start out with something small and then purchase again later.
• Floor plan – It is also extremely important that you are checking out the floor plan since you want to like how the house is planned out. Think about where the bedrooms are and how much space it would have for all of your family based needs.

These are all important factors that would help you to make the right decision, so ensure that you are using them when it comes to making the final decision.
Start checking out the different properties for sale in Ghaziabad so that you can pick the right location for your home or office. You should consider the usage that you would want for it, including if you want to use it as an office or as a home. Also, you should think about the location in comparison to everything else as well as the price. The size and the floor plan are also important factors so think about what you want and then compare it against what is available.

All that You Need to Know Before Buying a Flat in Ghaziabad

Sat, 12 Sep 2020 13:43:49 +0530

Ghaziabad is a big, planned industrial town that boasts a well-developed infrastructure and is usually referred to as "The UP Gateway." From well-connected highways, shopping centers, trains, air transport, and land, the city has everything.
Whenever several constructors are available, and many residential projects are in progress, selecting the best project is a little difficult. The demand for a 3 BHK flat for sale in Ghaziabad has been increasing regularly. In turn, various new designs and ventures draw new property investors.

Below are some main considerations to help you find the best apartments in Ghaziabad.

● Location -
When selecting a property for investment, location is always significant. While selecting any house, it's the first requirement. Not just your home, but even your kids' school should be nearby your preferred house. If your apartment is close to hospitals, parks, shopping centers, and fitness centers, it's an unexpected advantage. The city's facilities and potential growth opportunities should also be reviewed and whether land for greenery is provided.

● Neighborhood -
The climate and the city have an immense effect on the quality of life. Locations in Ghaziabad are enclosed with no chance of criminal offenses, offenses with transport, noise, emissions, and other nuisances. Projects are being developed in Ghaziabad's green and healthy areas.

● Budget -
The elements you really need in your house should be obvious to you. You may then build a practical purchase estimate. Check the quarters you have chosen and find the prices of apartments in the neighborhood. You can repair your budget in this way.

● Financing -
Ensure that when you intend to invest in a house, you can receive a loan from any finance company or any bank. What kind of financing you want and what banker or mortgage loan firm you want to choose is a crucial choice to make.
In order to give you peace of mind, you should receive pre-approval from banks. You can also consult with the builders. In general, they work with banks to make competitive rates for apartments in Ghaziabad easier for prospective purchasers to obtain home lending. This funding approach will help you in securing timely approvals.

● Builder-Buyer agreement -
You can book the same apartment by entering the sum of the token, in exchange for which you receive a letter from the house of your choosing. Then the buyer, the bank, and the contractor have a multiparty deal for the remaining sums. Before signing this document, it should be read and understood in depth. All clauses ought to be understood clearly and should there be any doubt, they themselves should be addressed at this stage.

● Hidden charges -
Execute thorough reading of all the provisions of the contract and comprehension of the penalty clauses. If you do not obtain the property within the deadline, the contractor is expected to pay you a monthly charge. Additional costs should also be taken into accounts, such as GST, stamp duties, home loan processing fees, registration fees, and any other charges.

Final Words:
The above considerations will ensure that your choice of the best 3 BHK flat for sale in your desired residential property is based on all precautions. Research is the secret to buying a house and always makes it necessary to work with an expert and professional property developers.

Things You need to Consider while Buying a Residential Property

Fri, 25 Dec 2020 12:02:59 +0530

Property buying is not at all an easy task as you need to consider tons of factors. The process is complex and if you priorities it then, it will take up all your time. There are many people who actually go off track very easily. And that is the reason; here you are going to get to know about few tips that will help you to gather information.

Factors to Consider
Location
When you have found Residential Plot for Sale in Ghaziabad, you need to check the exact location of the property. You need to look out for a property that is near to the main road. Usually, people prefer to stay close to their work place, and you should also do the same.

Size of the Plot
When you are opting to buy a Residential Plot for Sale, you need to learn the size of the plot. You must have a thought regarding the size, so you need to compare it with the area you are being offered. On the other hand, the area should be appropriate for the size of your family. In order to gather information you can ask for the exact measurement of the plot.

Number of Rooms
If you are buying a house or an apartment, you need to know how many rooms are there. There are 3BHK, 2BHK, and 1BHK apartments. You need to get yourself a space as per your requirement. Besides bedroom, you also need to check how many bathrooms you are getting, how bigger the rooms and bathrooms are, etc.

You need to look out for the amenities that are provided with the property. If you are planning to purchase an apartment, you need to check whether the building complex has all the essential amenities like parking space, security system, electric connection, water connection, etc.

If you are investing in a luxury property, you need to look for luxury amenities. Depending on the real estate brand the type of luxury amenities differ. You need to check whether there are swimming pool, basket ball court, tennis court, children’s park, community hall, etc. You need to talk with the realtor to know the amenities.

Social Amenities
Apart from the property amenities, you need to take the social amenities into consideration. You need to research the area to get an idea about the locality. You need to gather information about whether there is hospital, school, college, etc. located nearby. You also need to gather information about the location of bus station, rail, station and airport.

Layout of the Property
Once you have gathered all necessary information related to the property, you need to ask for the layout. A layout of the plan will help you to understand the design of the property. There are real estate websites that offer 360 degree view of the layout.

So, these are the factors that you need to consider. Besides that, you need to do a background research on the realtor as well.

How To Choose The Best Residential Property Dealer in Ghaziabad?

Wed, 17 Mar 2021 09:58:24 +0530

If you are looking for trustworthy and efficient Residential Property Dealers for selling or buying any residential property, you will encounter the difficult task of choosing the right dealer from the jungle of hundreds of options.
A popular saying is prevalent in the industry of real estate, “80% of the business is handled by 20% of the agents”. This is a fact. With new dealers opening up every other day, it is hard to find the legit and efficient ones. But there is nothing to worry about. Go through the tips given below to know how to find yourself the best Residential Property Dealers in Ghaziabad for your transaction.

Tips To Find The Best Ones of the Field
The following tips are listed carefully to help you choose the right agents who are well-informed, knowledgeable and experienced with all necessary license and documents. These pro tips shall teach you how to differentiate between such agents and other, not-so-good options.
• Check their knowledge about the locality
The foremost thing to consider while choosing a residential property dealer in Ghaziabad is their knowledge of the locality. If you choose an agent who is uninformed about the neighborhood and it’s recent property dealing trends then there is high possibility of disputes in the later stages of transaction.
Question them about the recent developments in the area, ask about the trending aspects of property buying and selling and connectivity details and other infrastructural development in the area of your concerned residential property. This shall help you assess their knowledge.
• Ask for referrals from previous buyers and sellers
Whether you are interested in selling or buying any residential property in Uttar Pradesh, taking aid of an experienced property dealer is very helpful. To know about the best available residential property dealers, ask about the same to the recent buyers and sellers in the locality.
Seek out the people who have recently moved in or out of the locality. You can learn a lot about several residential property dealers operating in that area. Go for the ones with most referrals and praises.
• Check for the required papers and licensing
Another very important point to keep into consideration while choosing a property dealer is to make sure they are equipped with all the necessary license and documents. Checking for licensing is necessary to ensure their reliability. You can also look up the list of licensed real estate dealers of Ghaziabad and U.P. to double check their credibility.
• Look out for specialist dealers
Different residential property dealers have specialization in diverse fields. Some are expert agents with specialty in selling and some are specialized agents for buyers. There are also agents who are expert for getting residential properties for lease or rent.
To get the best dealer, first you must assess your needs. Then look out for the residential property dealers in Ghaziabad that are specialized in the field you want.
Keep these points in mind when you are searching for the top residential property dealers in your locality. With the right agent by your side, any property transaction becomes smooth and hassle-free.

Top 5 Areas To Buy Residential Property In Ghaziabad

Tue, 01 Jun 2021 15:10:10 +0530

Ghaziabad is one of the rapidly developing cities in Delhi National Capital Region. This city in Uttar Pradesh has become one of the favorites among property investors due to its constant appreciation in property prices, development in infrastructure, and the positive trends witnessed in the real estate market. While this city is great for all types of real estate investment, the majority of people are investing in the residential property in Ghaziabad. Seeing the rapid urbanization, many builders and developers in this city are coming up with new residential projects that are lined with world-class amenities and facilities but still available at a much budget-friendly price. While many localities and regions are attracting home buyers from around the state and country, the residential property dealers in Ghaziabad are recommending the below-mentioned areas for buying residential property in this city. Let’s have a quick read.

NH 91

NH 91 has emerged as one of the most popular locations for buying residential property in Ghaziabad. There are a number of projects and societies that are attracting homebuyers with some amazing amenities. The Eco City in this region has some amazing residential plots, independent houses, villas, and 2 BHK residential villa for sale in Ghaziabad. One can find both furnished as well as unfurnished homes with facilities like security, reserved parking, park, private terrace, etc.

Indirapuram

For those who are looking for a home in a posh locality in Ghaziabad, Indirapuram is the place to buy your home. While the property price in this locality might range up to Rs 5,700 per square foot, the connectivity that this area shares with Delhi and Noida make it worth the price. Not only is it connected with Delhi Metro rail, but the road connectivity is also seamless. The social infrastructure like hospitals, malls, schools, etc., are also remarkable in Indirapuram.

Kaushambi

Another amazing locality in Ghaziabad to buy residential property is Kaushambi. While this is a popular locality, what makes it a favorite of homebuyers is the fact that it is directly connected to Delhi and its other regions via Delhi Metro. Apart from that, NH24 and NH58 also connect this region to Delhi. A number of malls, multiplexes, recreational centers, etc., offer a great lifestyle opportunity for the people moving to this area.

Raj Nagar Extension

The newly developed region in Ghaziabad that is attracting property buyers of all segments is Raj Nagar Extension. Ever since it started gaining popularity, this area has only seen appreciation in property prices. One can easily buy affordable 2BHK flats, apartments, villa, etc., for sale by connecting with the trusted residential property dealers in Ghaziabad. The proposed metro project and link bridge are only going to increase its demand in the coming years.

Crossings Republik

An integrated city project, Crossings Republik is situated on NH 24 passing through the city of Ghaziabad. Its high-rise township is spread over a sprawling area of 360 acres and has some amazing property projects lined up. Many reputed builders and developers in Ghaziabad are coming up with new residential projects to cater to the increasing property demand in this Crossings Republik integrated city.

You just scrolled through the five most popular localities in Ghaziabad for buying residential property. These localities have been seeing an upward trend in property demand and would certainly make for a great place to reside. If you are also planning to buy a residential property in this city, you can talk to the top residential property dealers in Ghaziabad to help you choose the best from these localities.

Residential Property Dealers in Ghaziabad

Tue, 01 Jun 2021 15:48:19 +0530

It is a dream of every man and women to buy a house of their own and enjoy the rest of their life in it. A person finds it quite difficult to buy a house, especially in India. A big part of a person’s life is spent in earning sufficient money for his future and then only at the fag end of his life, he thinks of investing that hard-earned income in a property.

As competition is surging in the real estate industry, you may find scores of real estate companies and agents in the market. In such a scenario, it becomes a tough task to find a reliable property dealer. There have been many cases where many innocent people who were planning to buy a property to secure their future duped by fake property dealers. Some invested their money in such residential projects which never saw the light of the day, as those project developers declared themselves bankrupt.

Ghaziabad has become the hub of many residential property dealers as demand for property is very high here. Since many real estate companies are mushrooming in Ghaziabad, it has become a tough task to find out a reliable property dealer. Even though the Internet also offers vast details about real estate agents but people remain skeptical about the details provided online. How to find a trustworthy residential property dealer in Ghaziabad continues to remain a big question. Given below are some crucial tips that will let you know how to find a reliable property dealer in Ghaziabad:

• If you are keen to buy or sell a property in Ghaziabad, you will be required to look for a real estate agent who has earned a good reputation and has vast experience in his domain. And, it is quite difficult to select the one when you are flooded with several options. In such a situation, a little research will prove highly beneficial. You may inquire about the dealers’ past project to get a better idea.

• It is advisable to go with only those property dealers who offer myriad of services. Such dealers will make sure that your vast requirement related to buying or selling a property is met properly and effectively. They should offer services like searching the right plot, assisting in buying the right residential property, making sure that the property is not disputed, etc.

• Look for such property dealers who may be in the position of offering you a large number of options in residential properties and can fulfill your demand of buying the perfect house in your budget.

• The right property dealer should not force you to buy a particular property under a specific project as it can be a warning signal that he may have some wrong motive.

So, this is the best time to buy a house as property rates have gone low and will continue to remain so for some more time. There are many leading residential property dealers in Ghaziabad who can assist you in realizing your dream of purchasing your own dream house. So wait no more and contact the right property dealer today and seize your best deal before property rates begin to escalate once again.